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Card Radar Terms of Use and Privacy Policy

Overview

This Terms of Use was developed by BLUE FOX APPS("Blue Fox Apps", "we", "us" or "our"), and aims to regulate the conditions for the provision of services of the "Card Radar" Application for its Users (the "Service" or the "Application").

Through these Terms, we describe our privacy and security practices implemented in the collection, use, and processing of personal information on our platform, as well as inform you of your rights and obligations regarding the use of our Service.

BLUE FOX APPS may modify these Terms of Use and Privacy Policy to improve, adapt, or update them in response to legislative or judicial changes.

Attention: Registration and subsequent navigation and use of the Online Personal Loan Application depend on your acceptance of these Terms of Use and Privacy Policy. If you do not agree with any of the conditions stated, please refrain from using the Service.

Definitions

  • Personal Data: Information relating to a natural person that can identify or make it possible to identify the individual.
  • Legal Bases: The legal grounds that authorize us to process Personal Data, such as consent, contractual necessity, or compliance with legal obligations.
  • Data Protection Officer: Our designated officer who acts as a communication channel between the Online Personal Loan Application, data subjects, and the National Data Protection Authority.
  • Processing: The various uses we make of your Personal Data.

Use of the Application

No registration is required to use the "Card Radar" Application, and the service is provided free of charge.

The Application is purely informational and displays rates and conditions of financial products:

  • (i) The Application is not responsible for credit approval or executing the loan;
  • (ii) No financial product can be contracted through the Application. Blue Fox Apps is not a financial institution, does not offer financial products, does not broker any contracts and receives no compensation from financial institutions. The Application only presents public information and may point to each institution's official website.

Loan periods displayed in the Application may range from a minimum of 6 months to a maximum of 360 months. The minimum interest rate is 1.09% per month (13.08% per annum) and the maximum is 19.9% per month (819% per annum), depending on the type of loan, the institution, and each person's credit profile.

Blue Fox Apps has no commercial partnerships with financial institutions and is not responsible for their activities, products or conditions, which are their sole responsibility. The Application's revenue comes exclusively from advertising.

Data Collection and Usage

The Online Personal Loan Application does not store personal data but only anonymized data that does not allow user identification. Any data entered is stored solely on the user's device, ensuring security and privacy.

We may collect anonymized usage data automatically sent by your browser, which may include your IP address, browser type and version, visited pages, date and time of visit, time spent on pages, device identifiers, and other diagnostic data.

Usage data may be used to improve mobile applications, conduct business and statistical activities, analyze user experience, and display advertising.

Data Access and Sharing

BLUE FOX APPS may share information to improve our services and comply with legal obligations. Data may be transferred to computers outside your jurisdiction, provided adequate protection measures are in place.

Personal data may be shared to comply with legal, contractual, or administrative obligations, improve our products or services, or with external partners providing web hosting or maintenance services.

Service Providers

ProviderPurpose
Google AnalyticsTrack and monitor the use of our Service. Data may be shared with other Google services. For more details, please visit Google's Privacy and Terms.
FirebaseFirebase is a Google Inc. service used for analytics. You can disable certain Firebase features via your device settings or by following Google's instructions in its Privacy Policy: Google Privacy Policy.
OneSignalOneSignal is used by BLUE FOX APPS to automate customer experience, send push notifications, and manage CRM. For more information, visit OneSignal
Google AdMobProvided by Google Inc. You can disable AdMob by following the instructions provided by Google: Google AdMob Instructions.
Google AdWordsProvided by Google Inc. You can customize or disable remarketing ads by visiting Google Ads Settings.

Data Retention and Security

Your data will be stored in our database only for the legally established period. All data is encrypted and processed on highly secure servers. While we strive to protect your data, no system is completely secure against unauthorized access.

Cookies

The Online Personal Loan Application may use cookies to collect information and improve your browsing experience. You can block or delete cookies through your browser preferences or via this link.

  • Session cookies: Used to operate our Service.
  • Preference cookies: Used to remember your preferences and settings.
  • Security cookies: Used for security purposes.
  • Advertising cookies: Used to display ads relevant to your interests.

Privacy and Data Protection

The General Data Protection Law ensures you certain rights regarding your personal data. BLUE FOX APPS is committed to clarity and transparency and provides a free channel for you to exercise your rights via email: privacidade@bluefoxapps.com.

  • Request information about your personal data processing, including access and correction of incorrect data;
  • Request portability of your personal information;
  • Request deletion or anonymization of your personal data if unnecessary or excessive;
  • Revoke consent for data processing and understand the consequences of such refusal.

EU/EEA & UK GDPR Representatives (Article 27)

If you are located in the EU or UK and have questions or concerns regarding your personal data, you may contact our appointed GDPR representative:

EU Representative:
Euverify Ltd (Ireland)
Unit 3D North Point House
North Point Business Park
New Mallow Road
Cork
T23 AT2P
Ireland

Email: gdpr@euverify.com

UK Representative:
Euverify Ltd (UK)
3rd Floor
86-90 Paul Street
London
EC2A 4NE
United Kingdom

Email: gdpr@euverify.com

To submit a Data Subject Access Request (DSAR), data deletion request, or any other GDPR-related inquiry, please use our secure portal at:

https://gdpr.euverify.com/verify/07fd26c3-ccbc-4062-9e10-77c857dc66a0

This link allows you to verify our appointed representative and submit GDPR requests directly. Requests submitted through this portal are logged and tracked to ensure timely response and compliance.

Contact and Jurisdiction

If you have any support requests, please contact us at privacidade@bluefoxapps.com.

This document is governed by the laws in effect at the time of user acceptance, with the forum set in Belo Horizonte, Minas Gerais, Brazil.