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Card Radar Terms of Use and Privacy Policy

Overview

This Terms of Use was developed by BLUE FOX APPS("Blue Fox Apps", "we", "us" or "our"), and aims to regulate the conditions for the provision of services of the "Card Radar" Application for its Users (the "Service" or the "Application").

Through these Terms, we describe our privacy and security practices implemented in the collection, use, and processing of personal information on our platform, as well as inform you of your rights and obligations regarding the use of our Service.

BLUE FOX APPS may modify these Terms of Use and Privacy Policy to improve, adapt, or update them in response to legislative or judicial changes.

Attention: Registration and subsequent navigation and use of the Online Personal Loan Application depend on your acceptance of these Terms of Use and Privacy Policy. If you do not agree with any of the conditions stated, please refrain from using the Service.

Definitions

  • Personal Data: Information relating to a natural person that can identify or make it possible to identify the individual.
  • Legal Bases: The legal grounds that authorize us to process Personal Data, such as consent, contractual necessity, or compliance with legal obligations.
  • Data Protection Officer: Our designated officer who acts as a communication channel between the Online Personal Loan Application, data subjects, and the National Data Protection Authority.
  • Processing: The various uses we make of your Personal Data.

Use of the Application

No registration is required to use the "Card Radar" Application, and the service is provided free of charge.

The simulator available in the Application is intended to display rates and assist in credit analysis:

  • (i) The Application is not responsible for credit approval or executing the loan;
  • (ii) Loans cannot be contracted directly through the Application. It only allows you to consult information from different companies and redirects you to them for contracting.

Loan periods displayed in the Application may range from a minimum of 6 months to a maximum of 360 months. The minimum interest rate is 1.09% per month (13.08% per annum) and the maximum is 19.9% per month (819% per annum), depending on the type of loan requested, the chosen partner, and the borrower's credit profile.

Blue Fox Apps is not responsible for the commercial activities of its Partner Companies nor for establishing or enforcing the rules of the offers announced by them. Our role is solely to provide a space for such companies to advertise their Products and Services. All issues regarding delivery, quality, and fulfillment of services are the full responsibility of the Partner Companies.

Data Collection and Usage

The Online Personal Loan Application does not store personal data but only anonymized data that does not allow user identification. Any data entered is stored solely on the user's device, ensuring security and privacy.

We may collect anonymized usage data automatically sent by your browser, which may include your IP address, browser type and version, visited pages, date and time of visit, time spent on pages, device identifiers, and other diagnostic data.

Usage data may be used to improve mobile applications, conduct business and statistical activities, analyze user experience, send you promotional communications (with an option to opt-out), and recommend financial services based on your profile.

Data Access and Sharing

BLUE FOX APPS may share information to improve our services, comply with legal obligations, and provide tailored recommendations to users. Data may be transferred to computers outside your jurisdiction, provided adequate protection measures are in place.

Personal data may be shared to comply with legal, contractual, or administrative obligations, improve our products or services, or with external partners providing web hosting or maintenance services.

Service Providers

ProviderPurpose
Google AnalyticsTrack and monitor the use of our Service. Data may be shared with other Google services. For more details, please visit Google's Privacy and Terms.
FirebaseFirebase is a Google Inc. service used for analytics. You can disable certain Firebase features via your device settings or by following Google's instructions in its Privacy Policy: Google Privacy Policy.
OneSignalOneSignal is used by BLUE FOX APPS to automate customer experience, send push notifications, and manage CRM. For more information, visit OneSignal
Google AdMobProvided by Google Inc. You can disable AdMob by following the instructions provided by Google: Google AdMob Instructions.
Google AdWordsProvided by Google Inc. You can customize or disable remarketing ads by visiting Google Ads Settings.

Data Retention and Security

Your data will be stored in our database only for the legally established period. All data is encrypted and processed on highly secure servers. While we strive to protect your data, no system is completely secure against unauthorized access.

Cookies

The Online Personal Loan Application may use cookies to collect information and improve your browsing experience. You can block or delete cookies through your browser preferences or via this link.

  • Session cookies: Used to operate our Service.
  • Preference cookies: Used to remember your preferences and settings.
  • Security cookies: Used for security purposes.
  • Advertising cookies: Used to display ads relevant to your interests.

Privacy and Data Protection

The General Data Protection Law ensures you certain rights regarding your personal data. BLUE FOX APPS is committed to clarity and transparency and provides a free channel for you to exercise your rights via email: privacidade@bluefoxapps.com.

  • Request information about your personal data processing, including access and correction of incorrect data;
  • Request portability of your personal information;
  • Request deletion or anonymization of your personal data if unnecessary or excessive;
  • Revoke consent for data processing and understand the consequences of such refusal.

Contact and Jurisdiction

If you have any support requests, please contact us at privacidade@bluefoxapps.com.

This document is governed by the laws in effect at the time of user acceptance, with the forum set in Belo Horizonte, Minas Gerais, Brazil.